Terms of Service
Last updated: January 2026
Agreement to Terms
These Terms of Service ("Terms") constitute a legally binding agreement between you and I-STRATA Limited ("I-STRATA," "we," "us," or "our") governing your access to and use of the istrata.vip website and our business concierge, advisory, and related services (collectively, the "Services").
By accessing our website or engaging our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must not use our Services.
Description of Services
I-STRATA provides premium business concierge and cross-border coordination services, including but not limited to:
- Business formation and company registration in Nigeria
- Regulatory compliance and licensing assistance
- Real estate acquisition and property management
- Lifestyle and relocation concierge services
- Government and institutional liaison
- Market intelligence and advisory services
- Partner and vendor coordination
Our Services are designed to facilitate and coordinate activities on your behalf. We act as your trusted intermediary but are not a law firm, licensed real estate agency, or financial institution.
Eligibility
To use our Services, you must be at least 18 years old and have the legal capacity to enter into binding contracts. If you are using our Services on behalf of a business entity, you represent that you have the authority to bind that entity to these Terms.
Client Obligations
As a client, you agree to:
- Provide accurate, complete, and current information
- Respond promptly to our requests for information or documentation
- Comply with all applicable laws and regulations
- Pay all fees and charges as agreed
- Not use our Services for any unlawful purpose
- Maintain confidentiality of any proprietary information shared
- Cooperate fully in the delivery of Services
Fees and Payment
Fees for our Services will be communicated to you prior to engagement and may be structured as retainer fees, project-based fees, or subscription plans. All fees are quoted in the currency specified and are exclusive of applicable taxes unless otherwise stated.
Payment terms will be outlined in your service agreement. Late payments may incur interest charges and may result in suspension of Services. We reserve the right to modify our fees with reasonable notice.
Third-party costs (government fees, professional service fees, etc.) are passed through at cost and are the client's responsibility.
Limitations and Disclaimers
No Professional Advice
Our Services do not constitute legal, tax, financial, or investment advice. We recommend that you consult with qualified professionals for such matters. Any information provided is for general guidance only.
No Guarantees
While we strive to deliver excellent service, we cannot guarantee specific outcomes, approval of applications, or success of any business venture. Government and third-party decisions are beyond our control.
Service Availability
We endeavor to maintain continuous service availability but do not guarantee uninterrupted access to our website or Services. We may modify, suspend, or discontinue any aspect of our Services at any time.
Limitation of Liability
To the maximum extent permitted by law, I-STRATA and its directors, employees, agents, and partners shall not be liable for:
- Any indirect, incidental, special, consequential, or punitive damages
- Loss of profits, revenue, data, or business opportunities
- Delays or failures caused by third parties or circumstances beyond our control
- Actions or decisions of government agencies or regulatory bodies
Our total liability for any claim arising from these Terms or our Services shall not exceed the fees paid by you for the specific Service giving rise to the claim.
Intellectual Property
All content on our website, including text, graphics, logos, images, and software, is the property of I-STRATA or our licensors and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.
Confidentiality
We treat all client information as confidential and will not disclose it to third parties except as necessary to deliver our Services, comply with legal obligations, or with your consent. You agree to maintain confidentiality of any proprietary information, methodologies, or business practices shared by I-STRATA.
Termination
Either party may terminate the service relationship with written notice as specified in the service agreement. We reserve the right to terminate or suspend Services immediately if you:
- Breach these Terms or any service agreement
- Fail to pay fees when due
- Engage in fraudulent or illegal activity
- Provide false or misleading information
Upon termination, you remain liable for all fees incurred up to the termination date.
Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any disputes arising from these Terms or our Services shall be resolved through:
- Good faith negotiation between the parties
- Mediation by a mutually agreed mediator
- Arbitration in Lagos, Nigeria, in accordance with the Arbitration and Mediation Act
Modifications to Terms
We reserve the right to modify these Terms at any time. Changes will be effective upon posting to our website with an updated "Last updated" date. Your continued use of our Services after any modifications constitutes acceptance of the revised Terms.
Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
Contact Information
For questions about these Terms of Service, please contact us: